Introduction: More Than Just a Number
In traditional finance, the Annual Percentage Yield (APY) is a standard metric that helps savers compare interest earnings across different accounts. This same term is used extensively in decentralized finance (DeFi), but it represents something far more complex and volatile.
Platforms use APY as a headline figure for liquidity pools, staking, and yield farming, but the mechanics are fundamentally different from a bank. Crypto APYs can fluctuate dramatically, compound multiple times a day, and are often paid out in tokens whose prices can swing by 20% or more overnight. This guide breaks down what APY means in crypto, how it's calculated, where the yield originates, and the critical risks investors need to understand.
Annual Percentage Yield (APY) represents the real rate of return on an investment over one year, including the effect of compound interest.
The formula is:
APY = (1 + r/n)ⁿ – 1
Where:
For instance, if a protocol offers a 20% APY compounded daily, your investment grows by a small fraction each day. Over 365 days, these compounding gains add up to a 20% total return on your initial capital.
Annual Percentage Rate (APR) is the simple interest rate without compounding. In crypto, rewards are often generated with every new block, so protocols can automatically reinvest them (auto-compound). This process turns a simple APR into a higher APY.
Marketers often display the higher APY figure to attract users. Always verify whether a quoted rate is APR or APY.
Unlike bank interest, which is funded by loans from a regulated institution, crypto yield has several sources:
1. Variable Rates and Unstable Models
Most DeFi APYs are variable, meaning they are controlled by algorithms based on factors like supply/demand or token emission schedules. Some projects have attempted to offer a fixed APY by subsidizing it with their treasury reserves. These models are often unsustainable and can collapse when the reserves are depleted, as seen with Anchor Protocol's failed 20% APY.
2. Price Risk and Impermanent Loss
A triple-digit APY is meaningless if your principal investment loses value. Key risks include:
Example of
aarnâ — это передовая DeFi-платформа , призванная помочь опытным инвесторам управлять своими цифровыми активами от начала до конца. Она решает самые серьёзные проблемы криптовалют: сложность , волатильность цен и централизованные риски . Платформа упрощает пользователям доступ к высококачественным инвестиционным возможностям, основанным на данных.
Все смарт-контракты aarnâ прошли проверку CertiK , что гарантирует их безопасность и надежность.
aarnâ работает на трех основных принципах :
AI Alpha Discovery
Умная система искусственного интеллекта, которая использует глубокое обучение для поиска криптоактивов с наибольшим потенциалом.
Безопасная токенизация
Система, прошедшая проверку CertiK, которая преобразует прогнозы ИИ в торгуемые токены и автоматически выполняет транзакции с использованием смарт-контрактов.
Удобное приложение (dApp)
Простое в использовании приложение, позволяющее инвесторам управлять всем своим криптопортфелем в одном месте.
Aarnâ сочетает в себе аналитику на основе искусственного
aarnâ is a cutting-edge DeFi platform designed to help experienced investors manage their digital assets from start to finish. It tackles the biggest challenges in crypto: complexity, price volatility, and centralized risks. The platform makes it easy for users to access high-quality, data-driven investment opportunities.
All of aarnâ's smart contracts have been audited by CertiK, ensuring they're secure and reliable.
aarnâ runs on three main principles:
AI Alpha Discovery
A smart AI system that uses deep learning to find crypto assets with the most potential.
Secure Tokenization
A CertiK-audited system that turns the AI's predictions into tradable tokens and executes transactions automatically using smart contracts.
User-Friendly App (dApp)
A sleek, easy-to-use app that lets investors manage their entire crypto portfolio in one place.
aarnâ combines AI-driven insights with automated investing, making it unique in the DeFi space. Here’s what makes it stand out:
aarnâ uses its own proprietary AI models, like Alpha 30/7, to spot promising crypto assets. These models analyze:
This helps the platform consistently find high-potential investments while managing risk.
Yes, security is a top priority at aarnâ. The platform’s tokenization system has been audited by CertiK and has an AA security rating — one of the highest in the industry. All transactions are handled through rigorously tested smart contracts, ensuring your funds stay secure and tamper-proof.
Хотя «стейкинг USDC» — распространённое выражение, оно не совсем точное. Тем не менее, получать проценты от ваших активов USDC возможно, и мы объясним, как это сделать!
USDC — это стейблкоин, призванный отражать стоимость доллара США и обеспеченный резервом в размере 1 доллара США за каждый токен. Это обеспечивает большую стабильность по сравнению с более волатильными криптовалютами.
Если вы ищете способы увеличить свой запас USD Coin, стейкинг, вероятно, один из первых вариантов, приходящих на ум. Но действительно ли возможен традиционный стейкинг с USDC? Ответ — нет. Тем не менее, вы можете одалживать свои USDC через различные платформы, получая проценты. Технически это не стейкинг, но механика и вознаграждения довольно похожи.
Проценты по USDC начисляются через кредитные платформы или сберегательные счета. Процентные ставки и условия различаются, поэтому важно сравнить варианты перед выбором. Вознаграждение может достигать 14% годовых в зависимости от платформы, текущей рыночной ситуации и суммы займа USDC. Как правило, вы получаете проценты ежедневно, а точная сумма определяется вашим балансом и ставкой вознаграждения.
Помните, что на вашу общую прибыль могут влиять следующие факторы:
Although "staking USDC" is a common phrase, it's not completely accurate. Still, earning interest on your USDC holdings is possible, and we're here to explain how!
USDC is a stablecoin designed to mirror the value of the US dollar, backed by a $1 reserve for each token. This ensures greater stability compared to more volatile cryptocurrencies.
If you’re seeking ways to grow your USD Coin stash, staking is probably one of the first options that came to mind. But is traditional staking really possible with USDC? The answer is no. However, you can lend your USDC through various platforms to collect interest. This isn’t technically staking, but the mechanics and rewards are quite similar.
With USDC, interest accrues through lending platforms or savings-style accounts. Interest rates and terms will differ, so comparing options before choosing is key. Rewards can reach up to 14% APY, depending on the platform, current market conditions, and the amount of USDC you lend. You'll generally receive interest payments daily, with the exact amount determined by your balance and the rewards rate. Remember that factors such as these can impact your overall profit:
When it comes to earning on your USDC, you have two main paths to consider:
One such DeFi platform is aarnâ.
aarnâ is a cutting-edge decentralized asset management platform. By integrating AI quant strategies with advanced on-chain tokenization, aarnâ gives high-value investors a fully permissionless, transparent, and self-custodial way to manage their digital assets throughout their lifecycle.
The platform has undergone multiple audits by Certik, demonstrating its commitment to security.
As the platform has only recently launched, it's offering remarkably high APYs—which is why I've already deposited my own funds. The âtv 111 yield on Arbitrum is currently 28% annually.
The platform supports various networks, including Ethereum, Arbitrum, and Sonic.
Finally, depositing funds will also earn you points, which can be exchanged for project tokens down the line.
Криптовалютные рынки известны своими взлётами и падениями, что может пугать новичков. Серия ATV 800 от Aarnâ превращает эту волатильность в структурированные возможности. Давайте рассмотрим ATV 808 — новый инструмент в этой серии, разработанный в дополнение к ATV 802 и упрощающий ориентирование в мире криптовалют.
В мире криптовалют колебания цен неизбежны. Квадроциклы серии ATV 800 от Aarnâ используют искусственный интеллект (ИИ), чтобы превратить эти колебания в возможности. Вместо того, чтобы воспринимать волатильность как риск, она становится структурированным способом получения прибыли.
Серия ATV 800 включает в себя такие хранилища, как ATV 802 и ATV 808. Это автоматизированные инвестиционные инструменты, которые используют ИИ для управления вашими инвестициями в различных рыночных условиях.
ATV 808 — это хранилище, работающее по принципу «противоположного тренда» , то есть ищущее возможности, когда цены низкие, а другие продают. Оно фокусируется на недооценённых криптовалютах — тех, которые упали в цене, но имеют потенциал для роста. Это дополняет ATV 802, который отлично подходит для отслеживания восходящих трендов на более стабильных рынках.
Проще говоря:
Crypto markets are known for their ups and downs, which can be intimidating for beginners. Aarnâ’s atv 800 series transforms this volatility into structured opportunities. Let's explore atv 808, a new tool in the series designed to complement atv 802, making it easier to navigate the crypto world.
In the world of crypto, price changes are inevitable. The atv 800 series by Aarnâ uses AI (artificial intelligence) to turn these fluctuations into opportunities. Instead of seeing volatility as a risk, it becomes a structured way to earn returns.
The atv 800 series includes vaults like atv 802 and atv 808. These are automated investment tools that use AI to manage your investments across different market conditions.
atv 808 is a contrarian vault, meaning it looks for opportunities when prices are low and others are selling. It focuses on undervalued crypto tokens—those that have dropped in price but have the potential to rise again. This complements atv 802, which is great for spotting upward trends in steadier markets.
In simple terms:
Using both gives you a well-rounded plan to handle all kinds of market conditions.
atv 808 is all about being patient and strategic. Here’s a straightforward breakdown:
Finding Good Deals: It uses AI to scan for tokens that have fallen in price recently (over weeks or months) but still have solid basics, like a strong team or growing demand.
Buying at the Right Time: The system waits for the best moment—when prices are undervalued—before investing, based on smart data analysis.
Holding and Waiting: Unlike quick trades, atv 808 holds onto these tokens longer, giving them time to recover and grow. This can lead to bigger profits when the market bounces back.
Selling for Gains: Once the token’s price improves, it sells automatically to maximize your returns.
It’s like shopping during a big sale: you buy low, wait for the value to go up, and sell when it’s a good time.
Here’s what makes atv 808 easy and safe to use:
AI Smart Signals: It checks token details (like their tech) and broader market trends to spot undervalued gems.
Timed Investments: Buys only when AI confirms it’s a smart move, and holds for the long haul to let values recover.
Open and Secure: All actions happen on the blockchain with smart contracts, so you can track everything, and your assets stay in your control.
Team Player with atv 802: It’s designed to complement atv 802 for a balanced mix.
TV808 gives you more options to create a custom portfolio. For someone just starting out, try this easy split:
This combination helps you stay strong in tough markets and seize opportunities when they arise. Crypto rewards smart planning, and the atv 800 series makes that accessible.
If you’re new to crypto, tools like atv 808 make the ups and downs less intimidating. It encourages you to act with confidence—buy when others are nervous and benefit from the recovery. With atv 808 now available (right alongside atv 802), it’s a great way to dip
В стремительно развивающемся мире блокчейна и децентрализованных финансов (DeFi) термин «токен» упоминается часто, но что именно он означает? Давайте разберёмся в концепции блокчейн-токенов и рассмотрим, как нативный токен Aarnâ , $AARNA , иллюстрирует многофункциональную роль, которую эти цифровые активы могут играть в современных децентрализованных экосистемах.
Токен блокчейна — это цифровой актив, созданный в сети блокчейнов и представляющий собой определённую утилиту, актив или право в её экосистеме. В отличие от криптовалют, таких как Bitcoin или Ethereum, которые являются частью своих блокчейнов, токены часто создаются на основе существующих платформ с использованием стандартов смарт-контрактов (например, ERC-20 в Ethereum, SPL в Solana).
Токены могут служить различным целям, включая:
Собственный токен
In the rapidly evolving world of blockchain and decentralized finance (DeFi), the term "token" is frequently mentioned, but what exactly does it mean? Let’s break down the concept of blockchain tokens and explore how Aarnâ’s native token, $AARNA, exemplifies the multifunctional role these digital assets can play in modern decentralized ecosystems.
A blockchain token is a digital asset created on a blockchain network, representing a specific utility, asset, or right within its ecosystem. Unlike cryptocurrencies like Bitcoin or Ethereum, which are native to their respective blockchains, tokens are often built on top of existing platforms using smart contract standards (e.g., ERC-20 on Ethereum, SPL on Solana).
Tokens can serve various purposes, including:
Aarnâ’s native token, $AARNA, is a prime example of a utility token designed to serve multiple critical functions across the aarnâ ecosystem.
Security via Time-Locked Vaults
$AARNA is used to secure âtv vaults through a time lock mechanism, ensuring that governance decisions are delayed and thoroughly vetted before execution. This enhances security and reduces the risk of malicious or hasty changes.
Incentivizing Participation
The token incentivizes users to contribute to the protocol by rewarding them with $AARNA for activities such as:
Building a DeFi Community
By aligning the interests of token holders with the long-term growth of the protocol, $AARNA helps foster a community of DeFi innovators, builders, and strategists. This alignment is crucial for driving Total Value Locked (TVL) growth, a key metric for measuring the success of DeFi platforms.
Governance and Decentralization
$AARNA plays a central role in governing the protocol, enabling token holders to propose and vote on changes as the platform transitions toward a progressively decentralizing framework.
Seamless Integration with DAO and dApp
As the native token, $AARNA integrates seamlessly with both the Decentralized Autonomous Organization (DAO) and the decentralized application (dApp), ensuring smooth interactions across the ecosystem.
Амбассадорские программы или программы послов — это новый и интересный тренд в мире криптовалют. Они предлагают отличные возможности для заработка, позволяя обычным пользователям сотрудничать с криптовалютными компаниями. В рамках этих программ вы помогаете продвигать проект и получаете вознаграждение.
Запуск любого проекта, особенно в криптоиндустрии, требует сильной и вовлечённой аудитории. Чем больше людей знают о вашем проекте, тем лучше. Чтобы сформировать эту аудиторию, необходимо обеспечить проекту максимальную огласку. Это означает писать о нём, снимать видео, создавать мемы, писать статьи и широко распространять контент. Эти задачи входят в обязанности амбассадоров.
Программа Vanguard проекта aarna — прекрасный пример программы амбассадоров. Внося свой вклад в проект, вы зарабатываете баллы, которые впоследствии можно обменять на токены проекта, известные как ASRT .
Вы зарабатываете баллы за вклад в развитие общества, включая создание контента и помощь сообществу. Формула расчета вашего заработка проста:
Заработанные баллы ASRT = Ваши баллы социального взноса × 0,004 долл. США
Участники Vanguard могут зарабатывать баллы быстрее, создавая контент или организуя мероприятия сообщества. Обычные пользователи, в свою очередь, зарабатывают баллы только за приглашение новых участников. Вот несколько примеров начисления баллов:
Ambassador Programs: A Beginner's Guide to Earning in the Crypto Space
Ambassador programs are a new and exciting trend in the cryptocurrency world. They offer great opportunities for earning by allowing ordinary users to collaborate with cryptocurrency companies. In these programs, you help promote a project, and in return, you receive rewards.
Starting any project, especially in the crypto space, requires a strong and engaged audience. The more people who know about your project, the better. To build this audience, you need to give the project maximum publicity. This means writing about it, creating videos, making memes, writing articles, and sharing content widely. These tasks are the responsibilities of ambassadors.
The Vanguard program of the aarna project is a perfect example of an ambassador program. By contributing to the project, you earn points that can later be exchanged for project tokens, known as ASRT.
You earn points for social contributions, which include creating content and helping the community. The formula to calculate your earnings is simple:
ASRT earned = Your social contribution points × 0.004 US$
Vanguard members can earn points more quickly by creating content or organizing community events. Regular users, on the other hand, earn points only by inviting new members. Here are some examples of how points are awarded:
In addition to your regular points, your status as a Vanguard member or regular user gives you a special bonus that applies to your total score for the entire season:
If you are a Vanguard contributor, you have full access to the leaderboard, can earn special badges, and compete for big prizes each season. Regular users can only see the points they earn from inviting people and do not appear on the main leaderboard or earn points for social contributions.
Want more benefits? Apply to join the Vanguard program!
The top contributors on the leaderboard will receive large ASRT rewards, provided they meet the participation requirements.
This program isn’t just about earning rewards. It’s your chance to help shape the future of finance. Share your ideas, help the discussion grow, and earn real value along the way.
If you are a creator, builder, connector, or someone who sees big possibilities early on—now is the time to join in.
Ambassador programs like the Vanguard program offer a unique opportunity to earn while contributing to the growth of exciting projects. Whether you’re a content creator, a networker, or someone who brings people together, there’s a place for you in the Vanguard program. Apply now and make your mark on the future of finance!
Экосистема децентрализованного финансирования (DeFi) продолжает развиваться, предлагая инвесторам инновационные способы максимизации прибыли при минимизации сложности. Протокол aarnâ находится в авангарде этой эволюции со своими хранилищами âtv — структурированными инвестиционными стратегиями DeFi, разработанными с учетом различных уровней риска и финансовых целей.
Благодаря Aarnâ DAO эти хранилища токенизируют сложные методы генерации доходности, позволяя пользователям легко инвестировать всего одним щелчком мыши . Среди них âtv 111 - Sonic представляет собой мощное решение для держателей стейблкоинов , особенно инвесторов в USDC , стремящихся к пассивному доходу благодаря трёхуровневому механизму стейкинга .
Разработанный для максимальной эффективности и минимального трения , âtv 111-Sonic оптимизирует формирование урожая, используя три ключевых уровня опоры :
Работа хранилища начинается с размещения USDC в AAVE , одном из самых надёжных кредитных протоколов DeFi. Это обеспечивает стабильную базовую

Экосистема децентрализованного финансирования (DeFi) продолжает развиваться, предлагая инвесторам инновационные способы максимизации прибыли при минимизации сложности. Протокол aarnâ находится в авангарде этой эволюции со своими хранилищами âtv — структурированными инвестиционными стратегиями DeFi, разработанными с учетом различных уровней риска и финансовых целей.
Благодаря Aarnâ DAO эти хранилища токенизируют сложные методы генерации доходности, позволяя пользователям легко инвестировать всего одним щелчком мыши . Среди них âtv 111 - Sonic представляет собой мощное решение для держателей стейблкоинов , особенно инвесторов в USDC , стремящихся к пассивному доходу благодаря трёхуровневому механизму стейкинга .
Разработанный для максимальной эффективности и минимального трения , âtv 111-Sonic оптимизирует формирование урожая, используя три ключевых уровня опоры :
Работа хранилища начинается с размещения USDC в AAVE , одном из самых надёжных кредитных протоколов DeFi. Это обеспечивает стабильную базовую доходность , а также
The decentralized finance (DeFi) ecosystem continues to evolve, offering investors innovative ways to maximize returns while minimizing complexity. aarnâ Protocol stands at the forefront of this evolution with its âtv vaults—structured DeFi investment strategies designed to cater to different risk appetites and financial goals.
Through aarnâ DAO, these vaults tokenize sophisticated yield-generation techniques, allowing users to effortlessly invest with just a single click. Among these, âtv 111 - Sonic emerges as a powerful solution for stablecoin holders, particularly USDC investors, seeking passive yield through a triple-layered staking mechanism.
Designed for maximum efficiency and minimal friction, âtv 111 - Sonic optimizes yield generation by leveraging three key layers of staking:
The vault begins by staking USDC in AAVE, one of DeFi’s most trusted lending protocols. This generates a stable base yield while also unlocking Merkl rewards, which are automatically reinvested to compound returns.
The aUSDC (interest-bearing USDC from AAVE) is then deployed into Pendle Finance, a leading yield-trading platform. By supplying liquidity, users earn an additional layer of yield, enhancing overall returns without requiring active management.
To further boost profitability, the vault integrates $AARNA token rewards, distributed to stakers as an extra incentive. This third layer of yield ensures that users benefit not only from protocol-generated APYs but also from the growth of the aarnâ ecosystem.
Effortless Passive Income – A 1-click investment process eliminates complexity, making DeFi accessible to all.
Triple-Layered Yields – Combines AAVE base APY, Pendle liquidity rewards, and $AARNA incentives for optimized returns.
Auto-Compounding – Reinvests rewards to maximize capital efficiency.
Security & Trust – Built on established DeFi protocols (AAVE, Pendle) with smart contract audits for safety.
With âtv 111 - Sonic, aarnâ Protocol redefines passive yield generation by combining AAVE, Pendle, and native token incentives into a seamless, automated strategy. Whether you're a DeFi veteran or a newcomer, this vault offers a secure, high-yield solution for stablecoin holders—all with just one click.
За последние несколько лет сфера децентрализованных финансов (DeFi) значительно выросла, но по-прежнему сталкивается со значительными проблемами: сложностью, доступностью и необходимостью специальных знаний — лишь некоторые из них. Aarnâ решает эти проблемы, предлагая инновационное решение, сочетающее искусственный интеллект (ИИ) с ончейн-токенизацией, создавая платформу, которая упрощает инвестирование в DeFi и максимизирует доходность. В этой статье рассматривается, как Aarnâ меняет рынок DeFi и делает передовые инвестиционные стратегии доступными для всех.
Для непосвященных DeFi может показаться сложным. Традиционные DeFi-стратегии часто требуют:
Эта сложность создаёт барьер для входа среднестатистического инвестора. Миссия Aarnâ — демократизировать DeFi, автоматизировав эти процессы и сделав их доступными через простые токенизированные хранилища.
Основная инновация Aarnâ заключается в интеграции количественных стратегий ИИ с ончейн-токенизацией . Это сочетание позволяет платформе:
The decentralized finance (DeFi) space has grown exponentially over the past few years, but it still faces significant challenges—complexity, accessibility, and the need for specialized knowledge are just a few. Aarnâ is addressing these issues head-on with an innovative solution that combines artificial intelligence (AI) with on-chain tokenization, creating a platform that simplifies DeFi investing while maximizing returns. This article explores how Aarnâ is reshaping the DeFi landscape and making advanced investment strategies accessible to everyone.
For the uninitiated, DeFi can be overwhelming. Traditional DeFi strategies often require:
This complexity creates a barrier to entry for the average investor. Aarnâ’s mission is to democratize DeFi by automating these processes and making them accessible through simple, tokenized vaults.
Aarnâ’s core innovation lies in its integration of AI quant strategies with on-chain tokenization. This combination allows the platform to:
This approach eliminates the need for users to have extensive DeFi knowledge, as the AI handles all the complex decision-making.
One of the standout features of Aarnâ’s platform is the âtv 802 vault, which perfectly illustrates the synergy between AI and tokenization. Here’s how it works:
AI-Powered Predictions:
Automatic Rebalancing:
Tokenized Access:
This model not only simplifies investing but also outperforms many manual strategies by leveraging machine learning and big data.
The success of the âtv 802 vault is just the beginning. Aarnâ’s framework allows for the creation of additional structured vaults, each targeting different investment strategies, risk profiles, or market niches. Potential future vaults could include:
Each vault would be powered by specialized AI models, creating a diverse ecosystem of investment opportunities.
Aarnâ understands that even the most sophisticated technology is useless if it’s not user-friendly. Their
Если вы новичок в мире криптовалют и децентрализованных финансов (DeFi), легко растеряться от обилия терминов и сложных процессов. Но не волнуйтесь — мы здесь, чтобы разобрать одну из важнейших концепций DeFi: стейкинг и анстейкинг — особенно в контексте хранилищ Aarna âtv .
Давайте начнем с самого начала.
Хранилище ATV — это своего рода цифровая копилка, которая помогает вам получать проценты по вашей криптовалюте без необходимости совершать какие-либо действия самостоятельно. Это смарт-контракт на блокчейне, который автоматически инвестирует ваши деньги в различные DeFi-платформы, за что вы можете получать вознаграждение, например, проценты или комиссии.
Эти хранилища предназначены для накопления дохода . Это означает, что они ищут лучшие места для размещения ваших денег, чтобы вы могли получить максимальную прибыль. Представьте, что вашими сбережениями управляет робот, выбирая для вас лучшие банки и процентные ставки.
Стейкинг — это когда вы предоставляете свою криптовалюту в долг DeFi-протоколу в обмен на вознаграждение. Например, если вы поставите 100 долларов в протокол, через некоторое время вы можете получить обратно 102 доллара, поскольку этот протокол выплачивает проценты.
В случае хранилищ ATv, когда вы вносите свои активы (например, стейблкоины) в хранилище, система автоматически размещает часть из них в стейкинге на различных DeFi-платформах для получения дохода. Точный процент активов, участвующих в стейкинге, называется stakePercentage и устанавливается при создании хранилища.
Давайте рассмотрим, как это работает на разных блокчейнах:
If you're new to the world of cryptocurrencies and decentralized finance (DeFi), it's easy to feel overwhelmed by all the jargon and complex processes. But don't worry — we're here to break down one of the most important concepts in DeFi: staking and unstaking — especially in the context of Aarna's âtv vaults.
Let's start from the beginning.
An âtv vault is like a digital piggy bank that helps you earn interest on your crypto without having to do anything yourself. It's a smart contract on the blockchain that automatically invests your money into different DeFi platforms so you can earn rewards — like interest or fees — in return.
These vaults are designed to aggregate yield. That means they search for the best places to put your money so you can make as much profit as possible. Think of it like having a robot manage your savings, choosing the best banks and interest rates for you.
Staking is when you lend your crypto to a DeFi protocol in return for rewards. For example, if you stake $100 in a protocol, you might get back $102 after a while because that protocol pays interest.
In the case of âtv vaults, when you deposit your assets (like stablecoins) into the vault, the system automatically stakes a portion of them into different DeFi platforms to generate yield. The exact percentage of assets that are staked is called stakePercentage, and it’s set when the vault is created.
Let’s look at how it works on different blockchains:
The âtv vaults can stake assets in three major platforms:
Arbitrum is a fast and cheap blockchain that works on top of Ethereum. Here, âtv vaults stake assets in:
Sonic is a different blockchain. Here, the strategy is even more advanced. The vault first stakes your assets in Aave, and then the staked tokens (like aUSDC) are moved into Pendle LP pools. These are special pools that let you earn even more rewards through liquidity provision. This is like collecting interest on your interest — it gives even more returns!
When you deposit your assets into a vault, the system doesn’t stake everything at once. Instead, it uses a percentage (x%) of your assets to stake, and the rest stays on the âtv base contract, which acts like a wallet that’s always available.
For example, if the stakePercentage is 70%, 70% of your assets are staked into DeFi protocols to earn interest, and 30% stays in the vault for quick access.
This balance helps the vault earn more rewards while still having enough cash available when you want to withdraw.
Sometimes you’ll want to take your money out — this is called unstaking. This happens when you want to redeem your shares or have a queued withdrawal.
When you request a withdrawal, the vault doesn’t unstake everything at once. Instead, it uses the same percentage (x%) to unstake the portion that was originally staked. The rest (100 - x%) is taken directly from the base contract.
This design is smart because it keeps the vault running smoothly and avoids large, costly
Aarna’s âfi 802: A New Era of DeFi with AI Powering Your Returns
Decentralized Finance, or DeFi, has always promised to change the way we think about money — offering people a chance to earn returns on their crypto without relying on banks or traditional financial institutions. But for all its potential, DeFi has had some major issues: security risks, inconsistent performance, and complexity that makes it hard for regular users to get involved.
Now, Aarna, a leader in the DeFi space, is changing the game with the launch of its new product: âfi 802, an AI-powered investment vault designed to offer high returns, strong security, and ease of use.
Let’s break down what this means and why it matters.
âfi 802 is not just another DeFi tool — it's a smart, automated investment vault that uses artificial intelligence (AI) to generate returns for users.
Here’s the idea: instead of manually searching for the best DeFi opportunities or risking your funds in unpredictable protocols, you deposit your stablecoins into the âfi 802 vault, and the AI does all the work for you.
During testing over a 12-month period, the system achieved a 300% return — meaning if you had invested $100, it could have grown to $400 during that time. That kind of result shows how powerful AI can be when applied to DeFi strategies.
The core of âfi 802 is a custom-built deep-learning model called alpha AI 30/7. This AI scans through massive amounts of data from across the crypto market, including:
Based on this information, the AI constantly adjusts the vault’s portfolio to focus on high-performing assets while removing underperforming ones. It also includes a risk management system that detects market volatility and automatically takes steps like stop-losses to protect user funds.
This level of automation and intelligence is what sets âfi 802 apart from other DeFi products.
Security has been one of the biggest concerns in DeFi. Many platforms have suffered hacks, exploits, or bugs that led to significant losses for users.
Aarna addresses this head-on by:
With these safeguards in place, âfi 802 offers both high yield potential and peace of mind.
One of the standout features of âfi 802 is how simple it is to use. You don’t need to be a DeFi expert or spend hours tracking market trends. Here’s how it works:
There are no lock-up periods, so you’re free to come and go as you please.
âfi 802 is perfect for a wide range of users:
Aarna’s âfi 802: A New Era of DeFi with AI Powering Your Returns
Decentralized Finance, or DeFi, has always promised to change the way we think about money — offering people a chance to earn returns on their crypto without relying on banks or traditional financial institutions. But for all its potential, DeFi has had some major issues: security risks, inconsistent performance, and complexity that makes it hard for regular users to get involved.
Now, Aarna, a leader in the DeFi space, is changing the game with the launch of its new product: âfi 802, an AI-powered investment vault designed to offer high returns, strong security, and ease of use.
Let’s break down what this means and why it matters.
âfi 802 is not just another DeFi tool — it's a smart, automated investment vault that uses artificial intelligence (AI) to generate returns for users.
Here’s the idea: instead of manually searching for the best DeFi opportunities or risking your funds in unpredictable protocols, you deposit your stablecoins into the âfi 802 vault, and the AI does all the work for you.
During testing over a 12-month period, the system achieved a 300% return — meaning if you had invested $100, it could have grown to $400 during that time. That kind of result shows how powerful AI can be when applied to DeFi strategies.
The core of âfi 802 is a custom-built deep-learning model called alpha AI 30/7. This AI scans through massive amounts of data from across the crypto market, including:
Based on this information, the AI constantly adjusts the vault’s portfolio to focus on high-performing assets while removing underperforming ones. It also includes a risk management system that detects market volatility and automatically takes steps like stop-losses to protect user funds.
This level of automation and intelligence is what sets âfi 802 apart from other DeFi products.
Security has been one of the biggest concerns in DeFi. Many platforms have suffered hacks, exploits, or bugs that led to significant losses for users.
Aarna addresses this head-on by:
With these safeguards in place, âfi 802 offers both high yield potential and peace of mind.
One of the standout features of âfi 802 is how simple it is to use. You don’t need to be a DeFi expert or spend hours tracking market trends. Here’s how it works:
There are no lock-up periods, so you’re free to come and go as you please.
âfi 802 is perfect for a wide range of