12 things that constitute real richness

1. positive mental attitude
2. sound physical health
3. harmony in human relationship
4. freedom from fear
5. the hope of future achievements
6. the capacity of applied faith
7. willingness to share one' blessings with others
8. to be engaged in a labour of love
9. an open mind on all subjects on all people
10. complete self discipline
11. wisdom with which to understand people
12. financial security

(c) Napoleon Hill